Prof. David M. Dror is an acclaimed international expert in microinsurance with over 35 years’ experience in social protection and health financing. He served as Senior Social Security Specialist for the International Labour Organization until March 2003, advising on social and health insurance systems worldwide. David Dror has been Hon. Professor at Erasmus University Rotterdam (2004-2014). He has been working in India since 2005 and has professional experience in numerous countries across Asia and Africa, including Bangladesh, Nepal, Rwanda, South Africa, and Vietnam. He was named “Personality of the Year” in 2009 by the Asia Insurance Industry for “groundbreaking research and study which has helped boost understanding of how the world’s poorest communities can benefit from microinsurance”. In 2011 and in 2014 he received the “Global Citizen Lifetime Achievement “Karmaveer Puraskaar” Award for Social Justice and Citizen Action, from the Indian Confederation of NGOs. Prof. Dror holds a PhD (Summa cum Laude), a DBA (Magna cum Laude). He published over 65 peer-reviewed articles and wrote or edited several books.